Insurance and liability

Cover types and liability questions for contractors.

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PageTypeApplies toState
Professional liability insurance for freelance accountantsWhat professional liability cover is, how it differs from other policies, what to ask a broker, and how it fits a freelance accountant's work.OverviewUS ruleDraft

Guides

PageTypeApplies toState
Does a subcontractor need their own insuranceWhen a freelance accountant working under a firm needs their own cover, where a requirement can come from, and what to ask the firm and a broker.GuideUS ruleDraft
Errors and omissions vs general liability vs cyberHow errors and omissions, general liability and cyber policies differ, what each one tends to leave out, and how to test a policy against your work.GuideUS ruleDraft
How much cover is enough: factors to weighFactors that bear on choosing liability limits as a freelance accountant, a method for thinking it through, and questions for a broker. No figures.GuideCountry-neutralDraft

Glossary entries

PageTypeApplies toState
Errors and omissionsErrors and omissions, often shortened to E&O, is a name commonly used for professional liability cover.GlossaryUS ruleDraft
Errors and omissionsErrors and omissions, or E&O, is liability cover for professionals against claims of loss from services they perform for others, per the NAIC.GlossaryUS ruleDraft
Professional liability insuranceProfessional liability insurance is cover for claims that your professional work was negligent or fell short of what a client was entitled to expect.GlossaryUS ruleDraft
Professional liability insuranceProfessional liability insurance covers a professional against claims of loss from services they perform for others, as the NAIC defines it.GlossaryUS ruleDraft

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