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Standard vs Itemized Deduction Calculator for 2026

What do these figures come to once the work is shown?

The 2026 standard deduction by filing status with the aged or blind add-on, compared with your itemized total.

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Your figures
Example figuresIllustrative only. Type over them with your own.
Larger deduction
$18,150
Take the standard deduction or itemize
Standard deduction
$18,150
Itemized deductions
$14,000
Drawn to one scale
Standard deduction$18,150
Itemized deductions$14,000
Larger deduction$18,150
Advantage of the larger choice$4,150
Base standard deduction$16,100
Added for age or blindness$2,050
All results
MeasureResult
Standard deduction$18,150
Itemized deductions$14,000
Larger deduction$18,150
Advantage of the larger choice$4,150
Better choiceStandard deduction
Base standard deduction$16,100
Added for age or blindness$2,050
How this was worked out
Work shownrecomputed as you type
2026 base: $16,100 single or married separate, $32,200 joint or qualifying surviving spouse, $24,150 head of household
Add $1,650 per box, or $2,050 per box if unmarried and not a surviving spouse
Compare with total itemized deductions

Illustrative arithmetic on the figures you enter. Check the result against your firm's methodology before relying on it.

The formulas

  • 2026 base: $16,100 single or married separate, $32,200 joint or qualifying surviving spouse, $24,150 head of household
  • Add $1,650 per box, or $2,050 per box if unmarried and not a surviving spouse
  • Compare with total itemized deductions

How it works

You subtract either the standard deduction or your itemized deductions, whichever you choose. The 2026 standard deduction amounts are in Rev. Proc. 2025-32: $16,100 for single and married filing separately, $24,150 for head of household and $32,200 for joint filers and surviving spouses.

Each person who is 65 or older or blind adds $1,650, or $2,050 if unmarried and not a surviving spouse. Count one box for each condition for each person. A person who can be claimed as a dependent has a different, lower limit that this tool does not apply.

Illustrative figures only. Check the result against your firm's methodology before relying on it.

Common questions

What is the limit for a dependent?

For 2026 it is the greater of $1,350 or $450 plus earned income, up to the regular amount.

What goes in itemized deductions?

Your Schedule A total, such as taxes within the limit, mortgage interest, charitable gifts and medical expenses above the floor.

Does this include the senior deduction?

No. The senior deduction under section 151(d)(5) is separate. See the senior deduction tool.

Sources

Runs in your browser. The figures you type are not sent to CORAA or stored. Check the result against your firm's methodology before relying on it.

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