A CA certificate confirming the borrower's own margin-money contribution toward a bank facility — computes total contribution against the required margin and flags shortfall or surplus.
This is to certify the margin money contributed by ___ toward the ___ facility of ₹___ sanctioned by ___, based on the sanction letter, bank statements and books of account produced before us and the information and explanations given to us.
A negative figure on the shortfall/(surplus) line indicates the contribution made exceeds the required margin. Whether an unsecured loan or director's contribution is eligible to be treated as margin money is governed entirely by the specific sanction letter's terms; each source is stated separately above so the bank can apply its own eligibility test. This certificate is based on the information furnished and verified to the extent considered necessary; it does not constitute an audit opinion within the meaning of the Standards on Auditing.
Firm Registration No.: ___
This template follows the format published by the Institute of Chartered Accountants of India (ICAI) in the AASB Audit Working Paper Templates (June 2023), the authoritative reference for Indian statutory-audit documentation. Fill in your firm’s letterhead and the engagement details on the form above, click Download Word file, and you’ll get a fully formatted .docx ready to use.
Everything is generated in your browser and on a stateless API endpoint — no account, nothing stored on our servers. We’ll ask for a work email once before your first download so we can send you the file and the occasional relevant update; after that, downloads on this device are instant. Edit freely in Word, Google Docs or Pages before sending to your client.
