Net Worth Certificate for Visa — Individual / Family Format
NET WORTH CERTIFICATE
TO WHOMSOEVER IT MAY CONCERN
This is to certify that the net worth of {{client_name}} (PAN: {{client_pan}}; Passport No.: ), residing at {{client_address}}, as at {{as_at_date}}, is as computed below. This certificate has been issued at the request of {{client_name}} for the purpose of {{certificate_purpose}}.
A. Immovable Property
| Description and location of property | Ownership | Basis of valuation | Value (₹) |
|---|
| Self / Joint | Registered valuer's report / circle rate / purchase deed | |
| Self / Joint | Registered valuer's report / circle rate / purchase deed | |
| Total — Immovable property (A) | | | |
B. Financial Assets
| Particulars | Institution / folio details | Value (₹) |
|---|
| Balances in savings / current accounts | | |
| Fixed deposits and recurring deposits | | |
| Mutual funds / shares / bonds (at market value) | | |
| Provident fund / PPF / retirement balances | | |
| Life insurance policies (surrender value) | | |
| Total — Financial assets (B) | | |
C. Other Movable Assets
| Particulars | Basis of valuation | Value (₹) |
|---|
| Gold, jewellery and ornaments | Registered valuer's report / invoices | |
| Motor vehicles | Book value / insured declared value | |
| Other assets | | |
| Total — Other movable assets (C) | | |
D. Liabilities
| Particulars | Lender / details | Amount outstanding (₹) |
|---|
| Housing loan | | |
| Vehicle / personal loans | | |
| Credit card and other dues | | |
| Total — Liabilities (D) | | |
E. Net Worth
| Computation | Amount (₹) |
|---|
| Total assets (A + B + C) | |
| Less: Total liabilities (D) | |
| Net worth as at {{as_at_date}} | |
Scope and Basis of Certification
We have verified the above particulars from the documents and records produced before us, including bank statements and deposit receipts, investment and demat statements, title deeds and registered valuer's reports for immovable property, valuation reports and invoices for jewellery, loan statements, and income-tax returns of {{client_name}}. Immovable property and jewellery have been included on the valuation basis stated against each item. This certificate is an attestation of net worth as at {{as_at_date}} issued in accordance with the Guidance Note on Reports or Certificates for Special Purposes (Revised 2016) issued by the ICAI; it is not an audit conducted under the Standards on Auditing and does not constitute an assurance as to the future solvency or income of the individual.
This certificate is issued solely for submission to the concerned embassy / consulate / immigration authority in connection with {{certificate_purpose}} and should not be used for any other purpose.
Place: __________________
Date: 31 July 2026
For {{firm_name}}
Chartered Accountants
Firm Registration No.:
_______________________________
{{engagement_partner}}
Partner
Membership No.: {{icai_membership_no}}
UDIN: ____________________
